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LMI Waivers Today
An LMI waiver allows eligible borrowers in Australia to bypass the costly insurance fee typically required by lenders for loans above 80% LVR.
This means you can buy a home with only 5% or 10% deposit without incurring additional costs.
who Is Eligible for LMI WaiverS?
First Home Buyers & Eligible Professionals
First Home Buyers
The First Home Guarantee allows first home buyers in Australia to purchase a home with just a 5% deposit without paying LMI.
Professionals
Certain professions such as doctors, nurses, teachers, lawyers, engineers, accountants and others are eligible for LMI Waivers.
Which Lenders?
There are a number of banks and lenders that offer LMI Waivers based on different criteria. Click here to see a comprehensive list.
HOW Can We HELP?
We provide information and expert guidance
LMI Waiver is dedicated to helping home buyers secure a mortgage without paying LMI. Our website offers a wealth of up-to-date resources, including eligibility criteria, lender policies, and expert insights on how to qualify for an LMI waiver in Australia.
If you have additional questions or need personalised assistance, our team is here to help. Simply reach out through our contact form, and an experienced mortgage broker will call you to discuss your options. At LMI Waiver, we are committed to making the home loan process smooth and stress-free by guiding you through the entire process.
Find THE Information You Need
Useful Articles
Useful calculators
Work out how much you can borrow
LMI Waiver provides free online calculators to help you estimate your borrowing power, monthly repayments and more. Whether you’re a first-home buyer or looking to refinance, these tools give you a quick snapshot of what you might be able to afford, helping you plan your home loan with confidence.
Once you’ve run the numbers, we recommend contacting us for a more accurate assessment. An expert mortgage broker can factor in your full financial situation, and compare LMI waivers and interest rates, ensuring you get the most accurate calculation and secure the best loan for your needs.
People We helped with LMI Waivers
Hear from Aussies who secured Home Loans with No LMI
The team at LMI Waiver explained all our No LMI home loan options clearly and made sure we knew what was happening each step of the way. It was smooth, stress-free, and efficient. Thank you!
Carina J.
Teacher, Sydney
As first-home buyers, we had so many questions, and LMI Waiver was incredibly helpful. Everything about paramedic LMI waivers was explained in simple terms and we secured a loan with a 10% deposit.
Tristan M.
Paramedic, Melbourne
LMIwaiver.com was extremely helpful with finding suitable loan options for me as a registered nurse. I managed to buy a house with only 10% deposit and a low interest rate. Highly recommended!
Lara P.
Nurse, Brisbane
Let us help you with your LMI Waiver, for free!
If you need assistance with your LMI Waiver or home loan, leave your details below and an expert mortgage broker will contact you regarding your query.
about LMI WAIVER
Who We Are
At LMI Waiver, our mission is to help home buyers secure a mortgage with No LMI, saving tens of thousands of dollars. We provide expert insights, up-to-date resources, and professional guidance to navigate the complexities of LMI waivers. Whether you're a first-home buyer or an eligible professional, we make the process simple and accessible.
LMI Waiver was founded by Shaun Bettman, a seasoned mortgage expert with years of experience in the finance industry. His passion for making homeownership more affordable for Australians drives our commitment to providing the best information and support for borrowers seeking an LMI waiver.
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